LenderAI’s File Manager: A Smarter Way to Organize Loan Documents

Loan document management shouldn’t slow your team down. But when you're juggling dozens—or hundreds—of files, even simple tasks like finding a tax return or uploading a missing statement can take up too much time. LenderAI’s File Manager changes that by giving lending teams the structure, speed, and clarity they need from the very first file upload.

It’s not just storage—it’s a smarter system built for lending.

Organize Your Way, Work Smarter

File Manager was designed with lending workflows in mind. Instead of tying your team to a rigid file structure, it adapts to how you work. You can build custom folders and tabs, create unlimited subfolders, and drag-and-drop documents between them, all in a visual interface that shows you exactly where everything lives. And if a document belongs in more than one place, File Manager lets you place the same file in multiple folders without duplicating storage.

Downloading files in bulk? You’ll get a single zip file that mirrors your exact folder structure, making it easy to keep things organized even outside the platform. There’s also an Archive folder to store historical documents and keep your active workspace clean.

And with Lendsey, our AI lending assistant, you get a second set of eyes. She can scan uploaded documents, tell you what’s in them, and flag if something’s missing, all before your team even opens the file.

Standardization Without the Busywork

Creating folders from scratch for every loan leads to decreased productivity and an increased risk for errors. File Manager eliminates that friction by letting you predefine default folder sets and tab layouts. The moment a new application is created, the system auto-generates a standardized file structure so you can ensure consistency in documents across your entire pipeline.

Even better, you can use Task Manager to configure borrower tasks so document uploads are automatically routed to the correct folders. You don’t need to drag and sort files manually, and with Lendsey’s help, you’ll know if a borrower uploaded the wrong document. The result: faster file processing, fewer mistakes, and more time spent actually moving loans forward.

Compliance, Built In

Staying SBA-compliant no longer means scrambling to organize files before submission. File Manager comes with a built-in 10-tab view modeled after SBA standards, giving lenders a ready-made structure for everything from financials to legal docs. Every required document has a designated place, making audits and reviews easier to manage and much faster to prepare for.

And if a loan goes into servicing or default, File Manager can help there too. A UPP tab structure can be automatically generated at loan submission, giving your servicing team everything they need from day one without having to dig through old folders or build new ones retroactively.

Lendsey also plays a role here by flagging anything that's missing or incorrectly filed. That means fewer delays, reduced risk, and stronger oversight without extra work.

Collaboration Without the Headaches

Sharing and securing loan documents shouldn’t require a patchwork of third-party tools. File Manager makes it easy to collaborate both internally and externally while keeping control of your files. You can securely share files with outside parties using expiration dates, download entire folders while preserving your internal structure, and search globally across tabs and folders to find any document instantly.

File views are customizable, too. Users can choose which details they see, like file type, upload date, or document category, to match what’s most useful for their workflow. Lendsey also supports your team by flagging issues like missing pages in a tax return or a file that doesn’t match the expected document type.

It’s collaboration designed for lending teams, not cobbled together from separate platforms.

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The Bottom Line

File Manager in LenderAI gives you more than just a place to store documents. It gives you clarity, control, and confidence at every stage of the loan process. From auto-generated folder structures to SBA-compliant formats, AI-powered document checks to effortless collaboration, it’s a system that works the way your team does so you spend less time managing files and more time funding loans.

Want to see how LenderAI can enhance your lending workflows? Reach out at go-ibf.com/Contact.

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