Affordable, Reliable Capital for Every Small Business in America

Whether you’re a small business owner seeking capital or a financial institution looking to scale your lending, our funding solutions will help you bridge the gap between where you are and where you want to be.
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Tailored Solutions
Whether you're a small business owner or a large financial institution, discover custom lending options to meet your unique needs, readily available in one place.
Cutting-Edge Technology
Our advanced LenderAI platform streamlines the lending process, making it quicker and more efficient than ever before for lenders and borrowers.
Data-Driven Decisions
Make informed choices with confidence, backed by our sophisticated analytics and risk assessment tools.
Seamless Experience
From application to approval, enjoy a smooth, user-friendly process that respects your time and priorities.

A New Era in Online Business Lending

At iBusiness Funding, we're not just changing the game—we're redefining it. Our innovative approach combines cutting-edge technology with tailored financial solutions to deliver a lending experience that's not just faster but smarter.

Our solutions are designed to meet the unique needs of:

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Entrepreneurs and Small Business Owners
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Banks and Credit Unions
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Large Corporations
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Alternative Lenders
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ONE APPLICATION, MULTIPLE FUNDING OPTIONS—WE’LL FIND THE RIGHT FIT FOR YOU

For Small and Medium-Sized Businesses

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$7 Billion+
SBA loan volume processed
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SBA 7(a) Small & Large Loans¹
Government-backed loans through our large network of SBA 7(a) approved lenders designed to help small businesses access capital for various purposes, including working capital, equipment purchases, and expansion.
Term Loans up to $500K
Flexible term loans providing businesses with lump-sum capital, repayable over a set period, ideal for major investments or long-term growth strategies.
USDA Loans²
Specialized loans backed by the U.S. Department of Agriculture, aimed at supporting businesses in rural areas and promoting rural economic development.
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WHAT PEOPLE SAY ABOUT US

Real Customers. Real Impact.

Funded Small Business
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"Helping hands is very grateful for the significant assistance Ready Capital has provided our team and our company. We are extremely impressed by their efficiency and quickness in assisting us in completing the process."
Rachel Asprer
Helping Hands Adult Day Health Care Center
Funded Small Business
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"Johens and his team were great to work with! They were wonderful to work with and extremely helpful in guiding me with my credits available! I would highly recommend all business owners to utilize them!"
Kimberly Paulnitsky
Kimberly Stokes Insurance Agency
Funded Small Business
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"After unsuccessful experiences with non-bank lenders, a community bank, and a regional bank, I was lucky to find this company. The process was fast, detailed, and professional."
Jose David Neira
iContracting LLC
Funded Small Business
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"I recently applied for my startup and my experience with iBusiness Funding was excellent. The team was very helpful and provided thorough detail and guidance through out the process making it seamless. Thank you!"
Parul Gupta
Little Blueberry Kids LLC
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Copyright © 2025 iBusiness Funding. All rights reserved.
All loan offers and qualifications require credit approval and are subject to change with or without notice.

1 SBA loans are originated through iBusiness Funding's network of SBA 7(a) approved lenders.
2 USDA loans are originated through iBusiness Funding's network of approved lenders.

Term loans are made by FC Marketplace, LLC and arranged pursuant to Nevada Installment Loan Company License No. IL11154, California Financing License No. 6054785, North Dakota Money Broker License MB 102840, South Dakota Money Lending License 1287979.MYL and Vermont Commercial Lender License 1287979 CLL. Partner Loans are made or arranged pursuant to their applicable lending license(s).