What business lenders actually care about

Traditionally, many banks have been pretty protective of their credit criteria - the list of factors that go into deciding whether to approve or deny your loan application.

But for small business owners like you, this black box approach can be the beginning of an endlessly frustrating experience. Imagine applying for a job without seeing the job description first. Or auditioning for American Idol without meeting the judges.

We believe you should understand exactly what you're getting into from the very beginning. That's why we've put together this credit criteria guide for all small business owners.

When you download this free guide, you'll get an inside look at the five categories of criteria most commercial lenders consider when evaluating a business like yours for a loan.

Download the guide

Author
Chris Capecelatro
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The views and opinions expressed are solely those of the author writing in their individual capacity. They do not purport to reflect the views or opinions of iBusiness Funding. This content is for educational and information purposes only, and should not be taken as financial, tax, legal, or HR advice. It is not intended as a substitute for professional advice. All loan offers and qualifications require credit approval and are subject to change with or without notice.

The information provided on this page may not be applicable to current product offerings or business practices. i

Business Funding, LLC provides software and technology solutions and other related services under the iBusiness™ brand. FC Marketplace, LLC (California Financing License No. 6054785; North Dakota Money Broker License MB 102840; South Dakota Money Lending License 1287979.MYL; Vermont Commercial Lender License No. 1287979 CLL; Nevada Installment Loan Company Licenses No. IL11154 and IL11155), a subsidiary of iBusiness Funding, LLC, helps facilitate connections between applicants and lenders through iBusiness’s technology platform (the “network”). iBusiness Funding, LLC is not a lender. Loan products available through the network are originated by FC Marketplace, LLC or other approved network lenders. All loan offers and qualifications require credit approval and are subject to change with or without notice. Loan terms, credit decisions, conditions, and approvals are determined by the originating lender.

Please contact iBusiness Funding if you have any questions about the information provided in this blog.