SBA 7(a) Loans for Small Businesses—Up to $5M
Longer terms. Lower payments. More possibilities.
Why Choose SBA 7(a) Loans
Flexible Loan Amounts
Borrow what you need between $10K and $5M1
Competitive Interest Rates
SBA 7(a) loans typically offer favorable interest rates
Extended Repayment Terms
More time to repay—from 10 to 25 years
Various Use of Funds
Cover a wide range of business expenses
You May Be Eligible if Your Business:
.svg)
Operates for profit and is located in the U.S.
Has fewer than 500 employees (depending on your industry)
Can demonstrate the ability to repay the loan
Check your eligibility instantly through our simple application.
Grow on Your Terms, Whether You're:
Purchasing equipment or inventory
Hiring staff or investing in training
Opening a new location or renovating your space
Consolidating or refinancing business debt
...an SBA 7(a) loan can provide the capital to make it happen.
Hear It From Our Clients
“I had such a positive experience working with iBusiness Funding to obtain my SBA 7(a) loan option. From start to finish, the process was quick, seamless, and surprisingly stress-free.”
Bayley B.
“I highly recommend iBusiness Funding to any business owner looking for financing options. Thank you for
your excellent service!”
Juan L.
“What an experience is all I can say.
Like, Wow. After being turned down by three banks, I was starting to lose hope. Then I found iBusiness Funding, and everything changed.”
Jordan D.
FAQ
1. Will applying impact my personal credit?
Only a soft inquiry is performed, which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.
2. How does repayment work?
SBA 7(a) loans are repaid in fixed monthly payments over a set term—typically ranging from 10 to 25 years—depending on the loan amount and use of funds.
3. What can I use my funds for?
Use your funds for various business purposes: cover payroll, purchase inventory or equipment, acquire another business, or even offset costs during a busy season.
4. Who’s eligible for an SBA 7(a) loan?
If your business operates in the U.S., has fewer than 500 employees, and shows an ability to repay, you may qualify. Our simple application helps check your eligibility instantly—no obligation or impact to your credit score.
Ready to grow your business?
Apply for a loan today. It won't affect your credit score2!
Featured In:
.png)
.png)
.png)
