Apply for $25K–$500K in Minutes, Get Funded in a Matter of Days
With no obligation, or impact to your credit score
Business Term Loans Details at a Glance
Loan Amounts from $25K to $500K1
Scale with confidence. Whether you’re investing in equipment, staffing, inventory, or expansion.
Quick Access to Capital
Get approved in as little as 24 hours, with funds deposited into your account as soon as 2 business days later2.
Predictable Monthly Payments
Fixed terms and clear repayment schedules help you manage your cash flow with ease.
Use the Capital Where It Matters Most:
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Buy inventory or raw materials
Renovate or expand your space
Purchase equipment or technology
Hire and train staff
Manage payroll and operating expenses
Boost your marketing efforts and more
You May Be Eligible if Your Business:
Has been in operation for at least 2 years
Has a business bank account
Is based in the U.S.
Has a minimum FICO score of 640
Check your eligibility instantly through our simple application.
Our Simple Application Process
01
Apply online
in just minutes to qualify for multiple offers
02
Get a decision
in as little as 24 hours after full document submission
03
Receive funding
in as fast as 2 business
days2
days2
Hear It From Our Clients
"After unsuccessful experiences with non-bank lenders, a community bank, and a regional bank, I was lucky to find this company. The process was fast, detailed, and professional."
Jose David N.
"I recently applied for my startup and my experience with iBusiness Funding was excellent. The team was very helpful and provided thorough detail and guidance throughout the process making it seamless. Thank you!"
Parul G.
"They were wonderful to work with and extremely helpful in guiding me with my credits available! I would highly recommend all business owners to utilize them!"
Kimberly P.
FAQ
1. Will applying impact my personal credit?
No, we only pull a soft inquiry which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.
2. How does repayment work?
Business term loans are repaid monthly with fixed payments over a fixed period of time (the “term”) - anywhere from six (6) months to five (5) years.
3. What can I use my funds for?
Use your funds for almost any business purpose—cover payroll, purchase inventory or equipment, acquire another business, or even offset costs during a busy season.
4. Is a prepayment fee charged?
We believe in celebrating your success, not penalizing, it which is why there’s no prepayment penalty if you decide to pay your loan off early. Plus, you only have to pay interest for the time you borrow!
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