Apply for $10K–$5M in Minutes, Get Funded in a Matter of Days

With no obligation, or impact to your credit score
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Empower Your Business Growth with Flexible Funding

One Application, Multiple Options:

Discover various funding solutions, from business term loans to government-backed programs.

Flexible Solutions

Lock in fixed rates on loan amounts from $10K to $5M, with repayment terms extending up to 25 years1.

Transparent Process

Enjoy a hassle-free experience with real-time updates and easy access to all your loan documents.

Our Simple Application Process

01

Apply online

in just minutes to qualify for multiple offers
02

Get a decision

in as little as 24 hours after full document submission
03

Receive funding

in as fast as 2 business days2
Small business

130,000+ small business loans funded

We’ve helped thousands of businesses like yours get the funding they need to grow. Our dedicated team will be available to support you every step of the way, helping facilitate a smooth, efficient experience from start to finish.
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Hear It From Our Clients

Five stars
"After unsuccessful experiences with non-bank lenders, a community bank, and a regional bank, I was lucky to find this company. The process was fast, detailed, and professional."
Jose David N.
Five stars
"I recently applied for my startup and my experience with iBusiness Funding was excellent. The team was very helpful and provided thorough detail and guidance through out the process making it seamless. Thank you!"
Parul G.
Five stars
"They were wonderful to work with and extremely helpful in guiding me with my credits available! I would highly recommend all business owners to utilize them!"
Kimberly P.
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FAQ

1. Will applying impact my personal credit?

Only a soft inquiry is performed, which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.

2. How does repayment work?

Business Term Loans have fixed monthly payments over a term of 6 months to 5 years, while SBA 7(a) loans offer more flexible options that can extend up to 25 years. We'll help advise you on the repayment plan that fits your business best.

3. What can I use my funds for?

Use your funds for almost any business purpose—cover payroll, purchase inventory or equipment, acquire another business, or even offset costs during a busy season.

4. Is a prepayment fee charged?

We believe in celebrating your success, not penalizing it. There’s no prepayment penalty for Business Term Loans if you decide to pay your loan off early. Plus, you only have to pay interest for the time you borrow!

Ready to grow your business?

Apply for a loan today. It won't affect your credit score!
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Copyright © 2025 iBusiness Funding. All rights reserved.

All loan offers and qualifications require credit approval and are subject to change with or without notice.

1 Eligibility is based on creditworthiness and other factors. Rates, terms, and maximum loan amount may vary according to the overall creditworthiness of the applicant and financing product selected. Not all applicants will qualify. To see what your business may qualify for, apply today at no obligation.

2 Applies to conventional term loans up to $500K. Approval and funding times may vary based on your application and bank processing.

SBA 7(a) and Business Term loans are provided through our network of approved lenders.
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