SBA 7(a) Loans for Small Businesses—Up to $5M
Longer terms. Lower payments. More possibilities.
Funding decision within hours
No impact on your credit score
No hidden cost or obligation
Why Quickbooks Users Choose SBA 7(a) Loans
Flexible Loan Amounts
Borrow what you need between $10K and $5M1
Low Interest Rates
Affordable financing to keep your costs down
Longer Repayment Terms
More time to repay, less financial strain
Various Use of Funds
Cover a wide range of business expenses
You May Be Eligible if Your Business:
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Operates for profit and is located in the U.S.
Has fewer than 500 employees (depending on your industry)
Can demonstrate the ability to repay the loan
Check your eligibility instantly through our simple application.
Our Simple Application Process
01
Apply online
in just minutes to qualify for multiple offers
02
Get a decision
in as little as 24 hours after full document submission
03
Receive funding
in as fast as 2 business
days2
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Grow on Your Terms, Whether You're:
Purchasing equipment or inventory
Hiring staff or investing in training
Opening a new location or renovating your space
Consolidating or refinancing business debt
...an SBA 7(a) loan can provide the capital to make it happen.
Hear It From Our Clients
After unsuccessful experiences with non-bank lenders, a community bank, and a regional bank, I was lucky to find this company. The process was fast, detailed, and professional.
Jose David N.
I recently applied for my startup and my experience with iBusiness Funding was excellent. The team was very helpful and provided thorough detail and guidance throughout the process making it seamless. Thank you!
Parul G.
They were wonderful to work with and extremely helpful in guiding me with my credits available! I would highly recommend all business owners to utilize them!
Kimberly P.
FAQ
1. Will applying impact my personal credit?
No, we only pull a soft inquiry which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.
2. How does repayment work?
SBA 7(a) loans are repaid in fixed monthly payments over a set term—typically ranging from 10 to 25 years—depending on the loan amount and use of funds.
3. What can I use my funds for?
Use your funds for almost any business purpose—cover payroll, purchase inventory or equipment, acquire another business, or even offset costs during a busy season.
4. Is a prepayment fee charged?
We believe in celebrating your success, not penalizing it, which is why there’s no prepayment penalty if you decide to pay your loan off early. Plus, you only have to pay interest for the time you borrow!
Ready to grow your business?
Apply for a loan today. It won't affect your credit score!
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