Discover Multiple Business Loan Options: $15K–$5M

Apply with no obligation, or impact to your credit*
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Explore Multiple Funding Options

SBA 7(a) Loans
Government-backed loan options that help small businesses secure funding for various purposes.1
Loan amounts: $15,000–$5,000,000
Loan terms: up to 10 years
Competitive interest rates3
Business Term Loans
Provide businesses with a lump sum of capital, repaid over a set period with fixed or variable interest rates.2
Loan amounts: $25,000–$500,000
Loan terms: 6 months–5 years
$0 prepayment penalty
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Three Steps to Secured Capital

01
Apply online
Share a few details about your business to see if you qualify
02
Compare your options
See potential financing options and choose the best fit for your goals
03
Proceed to funding
If approved, finalize documentation and access your funds

Loans Requirements

Two years or more in business
With $50,000 or more in annual revenue
Seeking $10,000 or more in funding
Not for Commercial Real Estate use
Strong personal & business credit scores
Starting at 660 FICO

Real customers. Real Impact.

“I had such a positive experience working with iBusiness Funding to obtain my SBA 7(a) loan option. From start to finish, the process was quick, seamless, and surprisingly stress-free.”
Bayley B.
“I highly recommend iBusiness Funding to any business owner looking for financing options. Thank you for
your excellent service!”
Juan L.
“What an experience is all I can say. Like, Wow. After being turned down by three banks, I was starting to lose hope. Then I found iBusiness Funding, and everything changed.”
Jordan D.

Common Business Funding Questions

1. Will applying impact my personal credit?

No, we only pull a soft inquiry which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.

2. How does repayment work?

Business Term Loans have fixed monthly payments over a term of 6 months to 5 years, while SBA 7(a) loan options offer more flexible options that can extend up to 10 years. We'll help advise you on the repayment plan that fits your business best.

3. What can I use these funds for?

Use your funds for various business purposes: cover payroll, purchase inventory or equipment, acquire another business, or even offset costs during a busy season.

4. Is my information secure when I apply?

Your application is processed through a secure platform that uses industry-standard encryption to help protect your data every step of the way. Your privacy and security are always a top priority.

Ready to grow your business?

Apply for a loan today. It won't affect your credit score!
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All loan offers and qualifications require credit approval and are subject to change with or without notice.
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*Refers to the application stage only. If you’re approved and choose to move forward with a loan offer, a hard credit inquiry may be conducted, which can affect your credit score.


iBusiness Funding, LLC provides software and technology solutions and other related services under the iBusiness™ brand. FC Marketplace, LLC (California Financing License No. 6054785; North Dakota Money Broker License MB 102840; South Dakota Money Lending License 1287979.MYL; Vermont Commercial Lender License No. 1287979 CLL; Nevada Installment Loan Company Licenses No. IL11154 and IL11155), a subsidiary of iBusiness Funding, LLC, helps facilitate connections between applicants and lenders through iBusiness Funding’s technology platform (the “network”). iBusiness Funding, LLC is not a lender. Loan products available through the network are originated by FC Marketplace, LLC or other approved network lenders. All loan offers and qualifications require credit approval and are subject to change with or without notice. Loan terms, credit decisions, conditions, and approvals are determined by the originating lender.

1 SBA 7(a) loans are originated through the network of SBA 7(a) approved lenders.
2 Term loans are originated by FC Marketplace, LLC. See license information above.
3 SBA 7(a) loans typically offer lower interest rates compared to most non-SBA business financing options.

QuickBooks Capital is licensed as Intuit Financing Inc. (NMLS #1136148), a subsidiary of Intuit Inc. Its service is limited to commercial or business loans only.
Intuit Financing Inc. is a licensed broker in states that require a license. Its service is limited to commercial or business loans only. In CA, loans are made or arranged under CFL License #6054856. Other state licenses include: NM #01899, ND #MB102690, RI Licensed Loan Broker #20153121LB, VT #LSO-1136148, VT #LSO-1136148-1
Other loans are made or arranged pursuant to a network lender’s applicable lending license(s).
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