Discover Multiple Business Loan Options: $15K–$5M

Apply with no obligation, or impact to your credit*
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LOAN HIGHLIGHTS

Loans Made Simple, Fast, and Transparent

Flexible Loan Amounts
Borrow what you need—from $25,000 to $500,000—with funding sized to match your business goals.
Predictable Repayment
Repay monthly with fixed monthly payments over a set period of time—anywhere from 6 months to 5 years.
Expedited Process
A streamlined process with decisions often made quickly and funding in a matter of days.
expertise you can trust

Our Experience in Small Business Funding

10+ Years
Helping small businesses secure reliable capital
$11+ Billion
In processed loan volume for business owners like you
130,000+
Business loans our team has helped facilitate
Nationwide Reach
Serving a wide range of small businesses across the U.S.
customer-first solutions

Use the Capital Where It Matters Most

Purchase equipment or technology
Renovate or expand your space
Buy inventory or raw materials
Manage payroll and operating expenses
Boost your marketing efforts
Refinance existing debt and more!
application process

Three Steps to Secured Capital

01
Apply Online
Securely share a few details about your business and funding needs to see if you qualify.
02
Get a Decision
After submitting required documents, a decision may be provided in as little as 24 hours.
03
Receive Funding
Once approved, funds may be available in as fast as two business days.
trusted by people like you

Business Case Studies

FAQs

Common Business Loan Questions

1. Will applying impact my personal credit?

Only a soft inquiry is performed at application, which will not impact your credit. However, if you’re approved and choose to accept your loan offer, a hard credit pull may be conducted at that stage.

2. How does repayment work?

Business Term Loans are repaid monthly with fixed payments over a fixed period of time - anywhere from six (6) months to five (5) years.

3. What can I use these funds for?

Use your funds for various business purposes: cover payroll, purchase inventory or equipment, acquire another business, or offset costs during a busy season.

4. Is a prepayment fee charged?

Your success should be celebrated and not penalized. There’s no prepayment penalty for Business Term Loans if you decide to pay your loan off early. Plus, you only have to pay interest for the time you borrow!

Ready to grow your business?

Start with one easy application to explore your funding options! It's fast, free, and has no impact on your credit.
Copyright © 2026 iBusiness Funding. All rights reserved.


*Refers to the application stage only. If you’re approved and choose to move forward with a loan offer, a hard credit inquiry may be conducted, which can affect your credit score.


1 Term loans are originated by FC Marketplace, LLC. See license information below.

2 iBusiness Funding, LLC provides software and technology solutions and other related services under the iBusiness™ brand. FC Marketplace, LLC (California Financing License No. 6054785; North Dakota Money Broker License MB104801; South Dakota Money Lending License 1287979.MYL; Vermont Commercial Lender License No. 1287979 CLL; Nevada Installment Loan Company License No. IL11154), a subsidiary of iBusiness Funding, LLC, helps facilitate connections between applicants and lenders through iBusiness’s technology platform (the “network”). iBusiness Funding, LLC is not a lender. Loan products available through the network are originated by FC Marketplace, LLC or other approved network lenders. All loan offers and qualifications require credit approval and are subject to change with or without notice. Loan terms, credit decisions, conditions, and approvals are determined by the originating lender.